The Team Behind the Program
Three people anchor Tyree's WC program. Strategy, loss-side discipline, and day-to-day claim coordination across multiple states and jurisdictions.
VP, Workers' Compensation
Mike Godfrey serves as Vice President, Workers' Compensation for HUB International and is one of the senior workers' compensation specialists on Team Haugen. With decades of experience advising Oregon businesses on workers' compensation strategy, claims management, and cost containment, Mike brings a deep technical understanding of the workers' compensation marketplace and how to structure long-term solutions for employers.
Prior to joining HUB International, Mike held a leadership role with Ward Insurance Agency, where he specialized in workers' compensation consulting and client advocacy. Throughout his career, he has worked closely with businesses, public entities, and safety teams to help reduce claim frequency, improve loss performance, and create sustainable workers' compensation programs.
Mike is actively involved in the Oregon workers' compensation community and has served in advisory leadership roles with SAIF Corporation, collaborating with agency leaders and industry professionals on workers' compensation trends, market conditions, and employer solutions statewide.
Known for his steady, practical approach and extensive industry knowledge, Mike serves as a key resource for clients navigating complex workers' compensation challenges, from program design and experience modification management to claims strategy and carrier negotiations. Clients value his experience, responsiveness, and ability to simplify complicated workers' compensation issues into actionable solutions.
Sr. Risk Management Consultant
Devin Sanders works as a HUB International Sr. Risk Management Consultant. He brings extensive safety management and environmental compliance experience to HUB Clients across a wide variety of industries including wood products, construction, manufacturing, hospitality, wastewater treatment, industrial stormwater, air emissions, ISO and forest sustainability certifications, food processing, transportation, and professional services. In his current role, he partners with clients to minimize employee and public environmental, health and safety losses, achieve regulatory compliance, and build a robust environmental, health, safety culture.
Commonly Provided Services
Workers Compensation Claims Analyst
Xander is the workers compensation analyst/consultant at HUB International. He has 14+ years as a Certified Claims Adjuster, as well as an agent and account manager. His claims management background will assist HUB clients across a wide variety of industries, including: wood products, construction, manufacturing, retail, hospitality, higher education, food processing, public entities, nonprofits, and transportation.
In his current role, he partners with clients to assist them in understanding the claims process as well as helping them manage claims for the best optimal outcome. He will assist in minimizing employee and public safety losses, while providing invaluable education and service to the management of claims.
Commonly Provided Services
Multi-State WC Complexity
Tyree operates across Oregon, Washington, and Idaho. Each state runs its own workers' comp system. Managing the program correctly requires a broker who coordinates across all three jurisdictions, not a generalist working state by state.
Oregon
Employers can purchase from private insurers. SAIF Corporation is the dominant state fund. DCBS oversight is strict and return-to-work compliance matters. For a multi-location employer like Tyree, carrier relationships, Oregon bureau rates, and loss history all drive placement.
Washington
Employers must purchase coverage through L&I (Department of Labor and Industries) or qualify as a self-insurer. Tyree's Washington coverage is handled entirely through L&I. No private insurer can write WC in Washington. The broker's value is service: L&I account management, classification accuracy, claims advocacy. Not placement.
Idaho
Idaho operates a competitive workers' comp market. As of Tyree's 2026 expansion into Northern Idaho, employees working primarily in Idaho require ID WC coverage. A fresh coverage question: has the incumbent broker addressed it correctly?
Tyree Oil, Inc.
Multi-location across Oregon, Washington, and Idaho. CDL drivers, warehouse staff, field technicians, reliability specialists, cardlock and retail staff. The highest-volume workforce and the most multi-class exposure.
Tyree Rail Services
Union Pacific locomotive fueling contract since 2003. Rail terminal workers, ethanol off-loading, and locomotive fueling in yard environments. A unique exposure class with specialized hazards and specialized classifications most carriers do not routinely underwrite.
Tyco Stations
Pacific Roads Convenience Store in Eugene and the retail network. Consumer-facing retail staff with a distinct WC exposure profile from the commercial side. Different classifications, different claim patterns, different placement strategy.
Workers' Compensation, Where the Risk Lives
Tyree's WC risk profile is not the average petroleum distributor. Layered hazard classes, geographic spread across three states, and 15+ acquisitions in 37 years compound the exposure. Each of the categories below is a real driver of personal injury loss potential and a real underwriting question.
Long-haul and regional fuel transport across rural Oregon, mountain passes, Southern Oregon, Southwest Washington, and the new Eastern Washington and Northern Idaho territory. Remote delivery routes mean longer response windows if a driver is injured. CDL and HAZMAT classifications are not generalist territory.
Locomotive fueling and rail terminal work under Tyree Rail Services carry exposure classes most carriers don't routinely write. Ethanol handling and yard-environment fueling have distinct loss potential and require carriers fluent in these classes.
USCG-regulated over-the-water fueling at the North Bend terminal. Bulk lubricants for working vessels and industrial docks. Marine WC classifications are a specialty class. Generalist brokers underwrite this incorrectly.
Drivers traveling rural Oregon, mountain passes, Southwest Washington, and Northern Idaho face longer claim response times when injured. Claim management and return-to-work coordination across spread-out geography is a service question, not a placement question.
Operating across Oregon, Washington (L&I), and Idaho means three classification systems. Misclassification is one of the most common sources of WC overcharge and coverage gap in a multi-state employer. A broker who knows multi-state classification differences avoids both.
Tyree has grown through 15+ acquisitions over 37 years. That growth brings WC complexity: prior policies, varying loss histories, misclassified employees, coverage gaps from absorbed companies. Acquisition history matters in placement and program structure.
Your Team
Eugene-based, locally accountable. HUB International's national carrier breadth with the responsiveness of a local team.
SVP, Commercial Lines / Team Haugen Lead
Associate Advisor, Commercial Lines
Associate Advisor, Commercial Lines
Vice President, Workers' Compensation
Sr. Risk Management Consultant
Workers' Compensation Claims Analyst
Private Client Risk Advisor
Private Client Risk Advisor
Insurance Adjuster
Client Services Advisor
CL Sr. Account Manager
CL Account Manager II
CL Account Manager II
CL Account Manager II
One conversation. One specialized practice. Mike, Devin, Xander, and the Team Haugen WC practice are ready to walk through what a program built around Tyree's actual exposure profile looks like.
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